Here is the quick version for your credit repair and travel consulting service in Eatonton, GA: an LLC to keep business and personal money apart, an EIN (the federal tax ID), a local business license, credit services registration, and seller of travel registration. Consulting needs little more than a laptop, a phone, and know-how, so you can start lean and grow on reputation alone.
Tip: Use written service agreements that spell out exactly what you will and won't do, and avoid promising specific results.
BusinessNameUSA can prepare and file these registrations for you: start your order.
The owner asked: “I have an LLC and I'm providing credit repair consultation. Do I need a DBA if I'm filing as an LLC?”
Opening a credit repair and travel consulting service in Washington is an exciting step. People pay gladly for a guide who can untangle confusing problems, and a client who feels relief after one call often refers friends. Below we walk through the three things every new business in District of Columbia sorts out (structure, tax IDs, and licenses) and then sum it all up.
No, an LLC that does business under its own registered name doesn't need a DBA; you only file one if you'll market the consulting under a different name, like a brand that doesn't match the LLC. Credit repair is the part to watch: federal law forbids charging consumers before the promised work is done and requires a written contract with a cancellation period, and many states layer a registration and bond requirement on top, so confirm the rules where your clients live, not only where you sit. Consulting is a service, so no sales tax applies, but a basic business license is expected for an LLC operating in Washington, DC. Keep the advice educational, and never promise a specific score.
Credit repair is heavily regulated: charging fees before services are completed and promising to remove accurate information are prohibited under federal law.
By the numbers: Banks, insurers, and tax forms will ask for your industry code. For a credit repair and travel consulting service it is NAICS 812990 (All Other Personal Services). That makes 6 items on your list.
To recap: Your credit repair and travel consulting service in Washington, DC needs an LLC, a DBA if you use a brand name, an EIN, a business license, credit services registration where required, and seller of travel registration where required. Get those in place and you can spend your time on customers instead of paperwork.
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Eatonton Business Tax Registration ( Business License) All businesses including home, online or mobile BUSINESS need a BUSINESS license because they are BUSINESSES.